There are very few people or movements that I get excited about, and even fewer change my life. But this guy has changed my life and my family's life. If you live in the Nashville area, then I'm sure you've heard of Dave Ramsey. He's funny, blunt, yet compassionate and has the debt problem beat. His financial philosophy has seen thousands of people all over the country (and probably the world) get out of debt and build wealth. His plan works, not just for me, but for the hundreds of people who call into his radio show every day.
I heard about Dave Ramsey many years ago from friends and through his advertising. I even listened to his radio program every now and then. But while I was in Indonesia and living on a strict budget, I began to listen to his free iTunes podcast every day and also began to follow his plan. I was able to build my baby emergency fund ($1,000) and pay cash for my trip to Bali. I can say with confidence that if you follow his plan you will get out of debt quicker than if you didn't use it, AND you'll feel financial freedom in the process.
I talked to my mom about Dave Ramsey off and on while I was in Indonesia, and mentioned wanting to go to a live event or one of his classes when I got home. I couldn't have asked for better timing, though, because right now we're in the middle of a two weeks special event where Dave is teaching his 13-week training course LIVE (at our church). It's a special thing for his new videos and it's been life-changing. My parents have been able to come together on their finances in a way they haven't been able to in the past 20 years. Listening to them sit down and apply his principles to their own finances has seriously changed our lives. My mom said it was the happiest day of her life and my dad said it felt like a burden had been lifted off of his back.
Why do I tell you all of this? Because I want everyone to experience financial freedom and to feel the relief and excitement that we are experiencing as a family. And I believe that financial freedom is just the tip of the iceberg. Along with this will come freedom in other areas of our lives and much blessing.
P.S. Personally I'm on baby step #2, the dumping debt step. I can't wait until I can call Dave on the radio and scream, I'M DEBT FREE!!!!!!!!